Betterment at Work makes it easy and affordable to offer a 401(k) that helps you attract talent and support your team’s financial future. With exclusive introductory pricing for Novo users, there’s never been a better time to launch your retirement plan.

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• Introductory pricing exclusive to Novo customers
• 350+ payroll integrations for seamless setup and maintenance
• Simple onboarding and expert support every step of the way
• Plans tailored for small businesses, starting at just 5 eligible employees
• Modern digital platform for both employers and employees
• Fiduciary services included to reduce your administrative burden
• Automated investing and personalized advice for employees

Novo customers get 12 months of discounted pricing. After your plan launches (i.e., when funds are received), you’ll unlock Betterment at Work’s best intro rates for one full year. Pricing automatically adjusts to standard rates after that.

Essential Plan

• $500 one-time implementation fee
• $800 base fee for year one ($400 discount)
• Recordkeeping: $3/participant/month (normally $5)
• AUM Fee: 15 bps (normally 25 bps)

Pro Plan

• $500 one-time implementation fee
• $1,000 base fee for year one ($800 discount)
• Recordkeeping: $5/participant/month (normally $7)
• AUM Fee: 15 bps (normally 25 bps)

Advised Plan

• $500 one-time implementation fee
• $1,500 base fee for year one ($500 discount)
• Recordkeeping: $5/participant/month (normally $7)
• AUM Fee: 10 bps (normally 15 bps)

**To qualify, plans must complete onboarding within 3 months of signing.